Dental Blog

Bright Now Dental: Payment Plans for Oral Surgery

Friday, March 30, 2018
Payment-Plans-Oral-Surgery

Does the thought of finding an emergency oral surgeon scare you? If so, you’re not alone. Many people face the challenge of using our dentist near me search tool to find a qualified oral surgeon that can provide patients with the care they need at an affordable cost. With dental financing and dental payment plans, locating an emergency oral surgeon just got less daunting at Bright Now! Dental. We have a local dentist with payment plans that take the risk out of the cost associated with oral surgery, as well as the procedure itself! Understanding what oral surgery entails, including cases involving an emergency oral surgeon, will help you determine which payment plan is right for you.

Oral surgery can range in intensity or severity on a patient to patient bases. Each case an oral surgeon review is unique to each patient, which will require a treatment plan that’s customized. In addition to this, patients also have to consider emergency situations and the training and skill level necessary for a successful surgery. All this plays a role in calculating the cost of your oral surgery.

Guide to Payment Plans for Oral Surgery

Understanding your financial options when it comes to oral surgery will help you make more informed decisions when it comes to the health of your smile. There are a few payment plans patients can choose from to help manage the cost of their oral surgery. Choosing the right one is ultimately up to the financial situation of the patient. However, your oral surgery may guide you to selecting one payment plan over another. Aside from payment plans there are other options patients can consider:

Dental Insurance

Most dental insurance providers will cover some, if not all costs associated with oral surgery. Generally, oral surgery is performed when a major dental issue is at stake. The procedure isn’t as preventative as much as it’s about controlling a dental issue that’s gotten worse over time. However, in the case of wisdom teeth removal, a case can be made towards preventing other issues in the future. You’ll have to go over which cases are covered by your insurance provider. Luckily, Bright Now! Dental accepts most dental insurance plans and takes the initiative in filing claims for you so that all you have to focus on is healing after surgery.

Credit Cards

Some patients prefer using their existing credit lines to fund their oral surgery procedures. The best part about using Bright Now! Dental is the flexibility of choice patients have when it comes to deciding the right option for their financial situation. If credit cards happen to be that option, we accept most cards.

Dental Plan

If you’re looking to build a long-lasting relationship with your dentist and want to save in the process, a dental plan like the OneSmile Dental Plan can help. Using a dental plan allows patients to access savings on all kinds of dental services. Find out how a dental plan may help you and your dental needs with oral surgery.

When You Need Oral Surgery

How do you know when you need oral surgery? There are several dental issues that may lead to a patient needing oral surgery. Some are preventative measures, like wisdom teeth removal, while others are used to treat a severe dental issue. Oral surgery is quite common and varies in severity. In general, the more intense the surgery is, the more likely it will result in a higher cost to the patient. Understanding what may cause the need for oral surgery can help patients work towards prevention and lower cost visits to their dentist before they become major issues.

Removing Impacted Teeth

The ways our jaws have developed and evolved over time can sometimes leave too many teeth with too little room. This most commonly happens with what are known as our wisdom teeth. These molars at the very back of our mouth are the last to grow into our jawline. At times, there isn’t enough space for these molars, causing them to push and impact our surrounding teeth. Not only is this painful, but it can cause disease and infections much easier as teeth become more difficult to clean. In many cases, your dentist will advise their removal which is most often done via oral surgery.

Corrective Jaw Surgery

Sometimes our jaws have irregularities or deformities that can affect our ability to eat, speak, and even breathe. In these cases, an oral surgeon may be used to rectify these issues to realign the jaw. Surgeries such as these are intensive, and may be followed up with orthodontic treatment.

Dental Implants

Dental implants are an option for patients that have had a tooth removed. In some cases this can happen from an accident or infection. However it happens, a dental implant can provide patients with a new tooth that lasts much longer and is sturdier than other restorative options.

These are just some or the most common circumstances that can lead patients to seeking out an oral surgeon. In extreme circumstances, an emergency oral surgeon may be necessary to restore a tooth or help a patient with their overall health.

Types of Oral Surgery

  1. Endodontics. When you think endodontics, think root canal. Root canals are performed as a way to salvage an existing tooth. Patients may require root canal surgery due to an infected or injured tooth.
  2. Prosthodontics. You can think of prosthodontics when considering a new dental crown, dental veneer, bridge, or an implant. The surgery involves restoring the structure and/or appearance of a tooth using an artificial material.
  3. Periodontics. In some cases, patients suffering from periodontitis may require intensive measures to repair their teeth, gums, bone, and connective tissue. When gum disease advances beyond repairable stages, a periodontal surgeon may be used to perform oral surgery to salvage remaining structures of the jaw, tissue, and tooth.

Payment Plan for Oral Surgery

There are a few payment plans to consider when dealing with oral surgery. Your primary objective lies within performing the oral surgery necessary to repair, restore, or salvage the structure of your teeth. Bright Now! Dental is focused on making this happen by giving some flexibility when choosing a payment plan. We’ve outlined some loose guidelines when considering which payment plan might work best for you and your oral surgery. It’s always best to discuss your options with your dentist and oral surgeon to make sure you’re on the same page as to what surgery will be performed, as well as any necessary follow-up appointments. Oftentimes, treatment goes beyond surgery in the form of orthodontics, veneers, or other dental services to help maintain the health of your smile.

1. If you are undergoing a minor surgery that is on the lower end of the spectrum regarding cost, consider a payment plan that as a low money down, no interest policy. All you need to provide is a valid ID and a credit or debit card to gain access to lower monthly installments. By placing a small amount towards your overall balance you can gain access to terms that accrue no interest meaning you’ll only pay for the work you’ve received. This is a good option for patients who aren’t faced with a large bill when it comes to their oral surgery and have the financial ability to put some amount towards their statement.

2. If you are undergoing moderate surgery that has a higher statement, consider using a no money down, no interest plan. As a moderate level of surgery can incur a higher cost, it can be difficult for patients to place a lump sum down towards their statement. In cases such as these, it can be easier for patients to opt for this type of payment plan and pay small installments towards their statement over time all while accruing no interest. Patients can use this payment plan with approved credit. Patients can apply by filling out a form online, or doing so in person at their appointment.

3. If you are undergoing intensive surgery, consider a payment plan with extended terms. At Bright Now! Dental, we offer payment plans with extended terms at 14.9% interest. This makes sense for costly statements that usually come from intensive oral surgery. Using this type of plan, patients can choose between 24, 36, or 48 month terms and pay back their statement over a longer period of time. In doing so, your monthly statement will be much lower over a longer period of time.

Emergency Oral Surgeon

In some scenarios, you may find yourself in need of an emergency oral surgeon. While this isn’t all too common, it can happen when a tooth must be salvaged from injury or infection. Emergency situations don’t leave room for financial preparation, which is when a payment plan can help patients put the immediate care they need first. Your dentist or oral surgeon will be able to assess the dental situation at hand to determine if emergency surgery is necessary.

Local Dentist or Oral Surgeon Near You

If you feel you’re in need of an oral surgeon or have a dental issue that needs attention, consider using our dentist near me search tool to find a Bright Now! location near you. With qualified dentists and oral surgeons that offer payment plans and dental financing, you’ll have no trouble in attaining the quality care you need. You can make an appointment online or by calling 1-844-400-7645. Your financial concerns are part of the process in obtaining quality, affordable care from a dental professional.