Dental Blog

Emergency Dentist in Phoenix: Financing Plans

Monday, March 26, 2018
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If you’ve found yourself in need of emergency dental services, urgency is of the utmost importance. Some patients may find themselves waiting for their emergency dentist appointment due to financial concerns. With dental financing and dental payment plans, such worries are a thing of the past. You can find these options with our dentist near me search tool in Phoenix to locate a Bright Now! Dental office that has both emergency dentist appointments and dental financing that works for you. As a Phoenix local dentist with payment plans your main focus can be left to taking care of your emergency, not your finances.

Dental emergencies usually happen when we least expect it. Emergencies don’t consider your schedule, your plans, or your finances. That’s when dental financing plays a large role in helping patients receive the care they need exactly when they need it. All too often patients refrain from visiting the dentist, especially in emergency circumstances, due to financial concerns. Bright Now! Dental has been working to remove this obstacle for patients time and time again with dental financing and payment plans. In doing so, patients are able to receive the treatment they need, especially in urgent or extenuating circumstances.

Common Dental Emergencies

Dental emergencies are quite common in patients. Symptoms of a small toothache can indicate a larger dental issue at hand, or a chipped tooth could be signaling it’s time for an emergency dentist visit. Being aware and knowledgeable of what’s happening to your teeth can help you from increased pain or infection. In cases of severe pain, it’s always best to visit an emergency dentist to make sure your smile and overall health are being taken care of. Pain is one of the biggest indicators that a dental issue is taking place. The type of pain, severity, and location will help determine whether you’re facing a dental emergency or not. Some common dental emergencies to be aware of include:

An Abscessed Tooth

If you’re experiencing symptoms of an abscessed tooth, schedule an emergency dentist appointment immediately. Infections like an abscessed tooth will cause severe pain, sometimes a foul odor or taste, and even pus. If the infection spreads into the bloodstream it can cause serious health problems, as well as the loss of your tooth. An emergency dentist will be able to treat the infected tooth before restoring it.

A Severe Toothache

Some symptoms of a toothache are minor and generally normal. However, if you’re experiencing a severe toothache with constant pain it could be an indicator that a larger dental issue is occurring. With toothaches, it’s always better to be safe than sorry. Visiting your emergency dentist will help determine what’s causing your toothache pain, and what can be done to alleviate it so you feel better, sooner.

A Chipped or Broken Tooth

Usually caused by an accident or impact, a chipped or broken tooth can range in severity. However, they should never go untreated. A chipped or broken tooth can leave the interior of your tooth exposed to harmful bacteria and tooth decay. You’ll need to have a filling, dental crown, bonding, or veneer to repair your tooth.

Broken Crown or Filling

As sturdy as dental crowns and fillings can be, over time they can wear down and weaken. When this happens, chips or breaks can occur more easily. If you’ve experienced a broken crown or filling, you’ll want to have it repaired as soon as possible. Not doing so will leave your tooth exposed to potential decay on a tooth that’s already been damaged.

Dislodged Braces

If you are a patient undergoing orthodontic treatment, you may have found yourself with an accident involving your braces. Sometimes eating the wrong foods or playing sports can cause the wires in our mouth to shift in a way they shouldn’t. When this happens, schedule an emergency dentist appointment to place the wires back in place and make sure there wasn’t any damage happening to the structure of your teeth.

When To Go and When To Wait

The difficulty with emergency dental visits is that sometimes as patients we may feel it’s okay to wait it out. For example, toothaches are a fairly common symptom that may leave you wondering when it’s urgent. In most cases, it can be okay to wait for normal operating hours to schedule an appointment with your dentist. However, when a circumstance is threatening the integrity of your tooth such as severe, constant pain, a traumatic injury, or an infection, you’ll want to visit your emergency dentist as soon as you can. Your financial concerns may have you holding off your appointment, but this can often lead to dental issues that may worsen and effectively become more costly in doing so.

Bright Now Dental Insurance and Dental Emergencies

Some patients may already have dental insurance that has some type of coverage regarding dental emergencies. It’s important to go over hypothetical circumstances with your insurance provider to make sure you are covered when it comes to your teeth. However, there may be unforeseen issues that you weren’t expecting when discussing your coverage with your insurance provider. In these cases, you may or may not be left with covering some or all of your visit to an emergency dentist. When this happens, patients at Bright Now! Dental can use a financing plan to help manage the cost of what was ultimately unexpected.

Some insurance providers also have a waiting period in the time between signing up for coverage and being able to be reimbursed for services. This prevents a patient from signing up for coverage when they know they’ll need a particular treatment needed within the next coming days, weeks, or even months. Particularly true in emergency circumstances, signing up for dental insurance after you’ve had a dental emergency may not cover the cost of your visit.

Emergency Dentist without Insurance

For patients that don’t have dental insurance, payment plans and dental financing provide an alternative route to financing your emergency dental service. Treatment should be your number one priority, especially with a dental emergency. Holding off on seeking treatment generally makes the dental condition much worse. When this happens, more invasive, expensive procedures will be required to restore your tooth. Not having dental insurance isn’t an issue at Bright Now! Dental. We take various forms of payment, including most major credit cards.

However, one of the best options patients can take advantage of is our in house dental financing plans. The terms and conditions are set within our offices, which help keep your treatment and payment streamlined. You can go over your questions and concerns with your dentist as far as what type of treatment will be necessary to restore your tooth in an emergency situation. Especially with emergencies, measures are taken first to salvage a tooth and make sure the integrity of the tooth is in tact. Afterwards, restorative procedures are done to help bring the tooth back to its natural state as best as possible. Your dentist will be able to advise how many appointments are necessary, as well as an estimated cost. From there, you can select a payment plan that works best for your emergency dental situation without having to use or purchase dental insurance.

Financing Plans for Dental Emergencies

With dental financing, we want to provide our patients with several options to choose from, making the choice flexible to financial concerns and emergency dental needs. With dental emergencies, urgency can be a stressful situation regarding finances. Using a payment plan eliminates this stress to put the focus on your dental emergency first. Dental emergencies can be complicated in both salvaging, treating, and restoring damaged teeth. Using a payment plan will help take care of the necessary treatments and appointments first while creating a responsible financial management plan to make it happen. At Bright Now! Dental we offer several payment plans to choose from.

A plan including a low down payment with no interest:

Just bring in a valid photo ID and a checking account, credit card, or debit card and have your treatment taken care of on the spot. Quick financing like this allows you to receive immediate treatment with financial approval – perfect in those emergency situations. Simply fill out a form and put a low amount towards your overall balance. From there you can make small installments with no interest.

A plan with no money down and no interest:

Patients can look forward to their emergency dental service without having to put down anything towards their balance and refrain from accruing interest on their statement. This payment plan is granted on approved credit.

A plan that provides flexibility with extended terms at 14.9% interest rate:

For more intensive procedures, the cost can get quite high. In these circumstances, it may be best to choose a payment plan that extends over a longer period of time for you to pay it back. A plan with extended terms can have fixed monthly payments based on a 24, 36, or 48 month period on approved credit.

Affordable Payment Plans at a Dentist Near Me

How can you find a payment plan in an emergency dental situation? With our dentist near me search tool you’ll find a Bright Now! Dental location in the Phoenix area with payment plans that make it easy to take care of your dental emergency. You can even fill out an application form online before coming into your appointment. Treat yourself to quality care that makes those emergencies a minor blimp in your schedule. You can schedule an appointment online or by calling us at 1-844-400-7645. If you’re unsure whether you’re facing a dental emergency, give us a call to go over your concerns and we can help guide you in the right direction.