Dental Blog

5 Ways to Save with Affordable Dental Financing

Monday, November 27, 2017
5-affordable-dental-financing

Often times, dentists find they have many patients seeking affordable dental plans to help cover the costs of their oral care. While some patients have dental insurance, there are many that don’t, making financial decisions about your oral care left to the wayside. At Bright Now! Dental, we’ve opted to change the way patients search for an affordable dentist. Rather than using an average dentist near me search, patients can reference several Bright Now! Dental locations within their area to find dentist financing that works for them. We’ve brought you 5 of the best ways you can save with affordable dental financing to put the focus on what really matters – you and your smile!

Understanding your options as a patient can make or break your decision to put your oral care first. If you have dental insurance, you may be surprised to find what procedures are covered and what aren’t. While you continuously search for the most affordable option, you want to make sure you’re not sacrificing quality. Become knowledgeable in finding ways to best maintain and care for your smile, as this will only help you in the long run. Affordable dental plans can help make your dream smile entirely possible. Knowing what dentists near you are capable of providing will be the pathway to a lifetime of healthy smiles.

1. Preventative Care

If you don’t have dental insurance, don’t let it deter you from visiting your dentist on a regular basis. One of the best ways to reduce the cost of dental care is to prevent expensive issues from arising in the first place. Even if you are paying out of pocket for regular professional teeth cleanings and oral exams, they’ll pay off over time. Doing so will keep your teeth free of tartar build up, preventing cavities and gum disease. If these dental issues aren’t caught early on, they can lead to larger issues like advanced periodontitis and root canal therapy – both of which have a much higher price tag than the initial oral exam that could have prevented them.

In the case of your teeth, you tend to get out what you put in. One way to make sure you can afford your routine visits is to use a dentist near me search to find several dental offices in your area. Make sure you find an affordable dentist that can still offer you quality care. You can prepare yourself with some questions to ask your dentist to get the most out of your teeth cleaning visit to help maximize the benefit of these routine appointments. In doing so, you’ll help prevent major dental issues from occurring, saving you money throughout your lifetime. Keep in mind that not all dental insurance plans will cover the full amount of every procedure done. That means if you’ve developed advanced periodontitis or have an abscessed tooth that needs root canal therapy, your dental insurance may only cover a portion of the full cost. Keeping teeth healthy to begin with will help prevent such issues from occurring.

2. Money-saving Offers

Many patients are often surprised by their Bright Now! Dental offices money-saving offers. These types of promotions or offers are run from office to office, and can vary depending on your location. Using a dentist near me search you can ask your local office if they have any discounts. You may find that a professional teeth cleaning is discounted in your area. Or perhaps it’s teeth whitening or an Invisalign treatment you’ve wanted, but had held back on due to personal finances. Running promotions like these allow for opportunities to work on the appearance and health of your smile without the hefty price tag. Whatever the reason for your dental visit, be sure to inquire about promotions. Quality dental care doesn’t always mean high cost, so doing your research can often save you money. If your local dental offices have the option for reduced cost for routine professional teeth cleanings and oral exams, you can also take advantage of preventative care that should be performed on a regular basis. Saving on this helps save in the long run!

3. Use Flexible Spending Dollars

Some employers offer a flexible spending account (FSA) to help assist with the cost of medical and dental care. You can use these pre-tax dollars to fund preventative or emergency dental care that can happen at a moment’s notice. Some patients will use their flexible spending accounts strategically, helping to pay for preventative dental care such as routine teeth cleanings or oral exams. Others may find them handy when they have a sudden tooth extraction or root canal to take care of.

Each flexible spending account may have it’s own stipulations when it comes to dental care, so it’s best to check with your service provider to see what’s covered and what’s not. Generally speaking, cosmetic procedures such as teeth whitening or porcelain veneers are not covered. One of the greatest benefits of FSA’s is that is allows you to financially plan for your dental expenditures over the year. Whether you’re single or have an entire family to take care of, FSA’s can greatly reduce the financial association with dental care.

4. Consider Dental Plans

Another option for patients that don’t have dental insurance, or even those that do, are flexible payment plans. For those that have dental insurance, they may find that certain procedures are only partially covered. When it comes to the remaining balance, it is the responsibility of the patient to fulfill that payment. For procedures that are particularly costly, patients can inquire about payment plans to pay the remainder of their balance over the course of a few months or year, depending on the dental plan’s terms.

Flexible dental plans at Bright Now! Dental come with no interest, so you won’t have to worry about the cost of your procedure increasing over time. We also offer extended term options for patients that qualify, helping to eliminate any stress associated with paying for your dental care. Your smile is important not only for your self-esteem, but the rest of your body’s health. Paying attention to your dental needs by scheduling teeth cleanings, and taking care of more intensive procedures based on the advisement of your dentist will only help you achieve a healthy smile that lasts. Using dental plans to manage your finances into smaller monthly installments will make your oral care much more manageable.

5. Compare Using a “Dentist Near Me” Search

Knowing your options when it comes to great dental care can mean more money in your pocket! We advise you do your research. Use a dentist near me search to find dentists that are in your area. The key to great oral care will be finding an affordable dentist that can still offer you quality care. It’s always a good idea to go over what’s included in the price of a routine teeth cleaning and oral exam. You may find that this can mean different things to different offices. Before you schedule an appointment with your dentist, go over any questions or concerns you have about what’s being offered and how much it will cost you.

If you do have dental insurance, you can use this similar search to ask about which dental insurance is accepted with which office. Not all dental offices will accept all dental insurance plans. You can call your Bright Now! Dental office at 1-844-400-7645 as we do accept most dental insurance plans. We also have a wide range of services from general services, emergency dental care, and even specialists so that you can handle most of your dental needs in just one place.

Taking care of your smile doesn’t have to be expensive. Finding quality, affordable care at Bright Now! Dental is our mission and responsibility. As dental professionals, we want to give our patients the best in oral care without the cost. From dental plans to working with your dental insurance, we have a team of people equipped to handle your financial needs. With both preventative care or more intensive procedures, our staff will guide you through every step of the way. You can make an appointment with us online or calling at 1-844-400-7645 for hours that work with your schedule.